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Article 14
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A securities firm conducting securities business money lending shall sign and execute a loan contract with the customer.<br/>The loan contract referred to in the preceding paragraph shall clearly state at least the matters listed below:<br/>1. Reason for the financing.<br/>2. Scope of the financing.<br/>3. Financing period.<br/>4. Financing limit.<br/>5. Financing interest rate, processing fee rate, and the total cost expressed as an annual percentage rate.<br/>6. Rules for protecting creditor rights, including eligible collateral, types of maintenance collateral, collateral maintenance ratio, remargining deadline, and the repayment method under Article 7, paragraph 4.<br/>7. Method by which the securities firm will return collateral to a customer that has repaid loaned money.<br/>8. In cases of share subscription loans, in the event that the issuance of new shares for cash is not accomplished or is voided or revoked by the competent authority, stipulations regarding the account in which the customer will receive the money to be refunded by the issuer and the payment method for the loan amount and the interest thereupon.<br/>9. Disposal of collateral.<br/>10. Effective date and duration of the contract, and procedures for amendment and termination of the contract.<br/>11. Dispute resolution.
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